What features can I access after verification?
Once your initial verification on Onboard is approved, you'll have access to:
- Cash Balance — Your default USD-denominated wallet for holding and managing funds
- Stablecoin deposits — Send USDT or USDC to fund your account
- NGN named account — Receive Nigerian Naira deposits with an account in your own name
- Trading Wallet — Hold and trade crypto
- Send money — Withdraw to bank accounts in supported currencies (NGN, IDR, GBP, EUR - more coming soon)
Some advanced features require additional verification steps. You'll be guided through these when you access them:
Feature | What's needed |
|---|---|
Flex card (with tap-to-pay support) | Card use details (and ID upgrade if you initially verified without a photo ID) |
USD account in your name | Account use details + proof of income (if applicable) + review by our banking partner (and ID upgrade if you initially verified without a photo ID) |
USD withdrawals | Same as USD named account |
EUR account in your name | Proof of income if applicable (and ID upgrade if you initially verified without a photo ID) |
GBP account in your name | Same as EUR named account |
Updated on: 22/04/2026
Thank you!