What are the fees and limits on my USD named bank account?
Setting up your USD Account is free - no setup fee or activation charge.
Deposit fees:
Rail | Fee |
|---|---|
ACH | $1 per deposit |
Fedwire | $20 per deposit |
Fees are deducted before funds are credited to your Cash Balance.
Minimum deposit: Must be above the applicable fee - more than $1 for ACH, more than $20 for Fedwire.
Deposit limits:
Type | Limit |
|---|---|
First-party | $100,000 per deposit |
Third-party | $2,000 per deposit |
First-party includes deposits from accounts in your own name, accounts sharing your surname (e.g., family members), and registered business entities.
Third-party is any deposit from someone who doesn't fall into the above — for example, a friend or an unrelated individual.
Deposits above these limits may trigger additional compliance review.
Other things to know:
- No limit on the number of deposits you can receive
- International wire (SWIFT) is not yet supported — only ACH and Fedwire
- Need to regularly receive larger amounts? Contact support to discuss your options
Updated on: 21/04/2026
Thank you!