What are the fees and limits on my USD named bank account?
Setting up your USD Account is free - no setup fee or activation charge.
Deposit fees:
Rail | Fee |
|---|---|
ACH | SSB Bank - 0.5% + $1 per deposit / Lead Bank - 1% + $1 per deposit |
Fedwire | SSB Bank - 0.5% + $20 per deposit / Lead Bank - 1% + $20 per deposit |
SWIFT (SSB Bank only) | SSB Bank - 0.5% + $25 per deposit |
Fees are deducted before funds are credited to your Cash Balance.
Minimum deposit: Must be above the applicable fee - more than $1 for ACH, more than $20 for Fedwire, and more than $23 for SWIFT.
Deposit limits:
Type | Limit |
|---|---|
First-party | $10,000 per deposit |
Third-party | $2,000 per deposit |
First-party includes deposits from accounts in your own name, accounts sharing your surname (e.g., family members), registered business entities, and platforms (like Deel, Upwork, Envato etc)
Third-party is any deposit from someone who doesn't fall into the above — for example, a friend or an unrelated individual.
Deposits above these limits may trigger additional compliance review.
Other things to know:
- No limit on the number of deposits you can receive
- Need to regularly receive larger amounts? Contact support to discuss your options
Updated on: 18/06/2026
Thank you!