What features can I access after verification?
Once your initial verification on Onboard is approved, you'll have access to:
- Cash Balance — Your default USD-denominated wallet for holding and managing funds
- Stablecoin deposits — Send USDT or USDC to fund your account
- NGN named account — Receive Nigerian Naira deposits with an account in your own name
- Virtual cards — Create cards for spending
- Trading Wallet — Hold and trade crypto
- Send money — Withdraw to bank accounts in supported currencies
Some advanced features require additional verification steps. You'll be guided through these when you access them:
Feature | What's needed |
|---|---|
Flex Card (with tap-to-pay support) | Additional compliance info (and ID upgrade if you initially verified without a photo ID) |
USD account in your name | Additional compliance info + provider review (and ID upgrade if you initially verified without a photo ID) |
EUR Deposits | Same as USD named account |
USD/EUR Withdrawals | Same as USD named account |
Updated on: 19/02/2026
Thank you!