What are the limits on my USD Named Bank Account?
Deposit limits:
Deposit type | Per deposit |
|---|---|
From your own account, same surname, or business | $100,000 |
From third parties | $2,000 |
"First party" includes deposits from accounts in your name, accounts sharing your surname, and registered business entities. Anything else is treated as a third-party deposit.
Deposits above these thresholds may trigger additional compliance review.
Fees:
Rail | Fee |
|---|---|
ACH | $1 per deposit |
Fedwire | $20 per deposit |
Fees are deducted before funds are credited to your Cash Balance.
Other things to know:
- Minimum deposit must be above the applicable fee — more than $1 for ACH, more than $20 for Fedwire
- No limit on the number of deposits you can receive
- International wire (SWIFT) is not yet supported — only ACH and Fedwire
- Need to regularly receive larger amounts? Contact support to discuss your options
Updated on: 24/02/2026
Thank you!