Articles on: Send

How can I send money to friends, family, or businesses?

You can send money to anyone, friends, family, or businesses directly from your Onboard app using the Send feature.

This allows you to transfer money to local bank accounts or mobile money accounts quickly and easily.

You can send money to friends, family, or businesses using: USD (Cash) balance, Card balance and Trading wallet. Please note that third-party transfers aren’t currently supported from DeFi wallets or external wallets.

Step 1: Open the Onboard app

Open the Onboard app
Tap the Send (purple arrow) button at the bottom of the screen
Select Bank or Mobile Money

Step 2: Choose where you’re sending from

Select the balance you want to send money from. The available options depend on your balances, which includes:

USD balance
Card balance
Trading wallet

Step 3: Enter the amount and choose a currency

Enter the amount you want to send
Select the local currency you want the recipient to receive (for example, NGN, IDR or KES)
Review the exchange rate and fees, which are shown before you continue

Step 4: Select or add a recipient

You can send money to:

An existing recipient you’ve added before, or
A new recipient

To add a new recipient:

Enter the beneficiary’s bank or mobile money details
Select the bank or provider
Enter the account number and required information
Review the beneficiary details to confirm they are correct

Step 5: Review and confirm

Double-check the amount, recipient details, and fees
Confirm the transaction to complete your transfer

Once confirmed, the money is sent to the recipient’s bank or mobile money account. That’s it!

Note: You’ll always see the applicable fees and exchange rates before completing a transfer.

Updated on: 19/01/2026

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