What are the fees and limits for sending money to a bank account?
When withdrawing money to a bank or mobile money account from Onboard, the fees and limits depend on which balance you're sending from, and what currency you're withdrawing.
From Cash Balance
Currency | Fee | Per Transaction Limit |
|---|---|---|
Local currency (NGN, IDR. etc) | Free | $5,000 max, $0.10 min |
USD | 0.5% + payment method fee (ACH - $1 / Wire - $20 / SWIFT - $25) | $5,000 max, $0.10 min |
GBP, EUR | Free | $5,000 max, $0.10 min |
For non-USD withdrawals, conversion happens at the live rate when you confirm. USD withdrawals may require additional information before you can proceed.
From Card
Fee | Per Transaction |
|---|---|
Free | $2,500 max |
- Cards don't support direct USD, GBP or EUR withdrawals - move funds to Cash Balance first, then send from there
- A minimum of $1 must remain on an active card
From Trading Wallet
Fee | Per Transaction Limit | Daily Limit | Weekly Limit |
|---|---|---|---|
Free | $5,000 max, $0.10 min | $10,000 | $50,000 |
Supported withdrawal currencies: USD, EUR, NGN, IDR, and more. If a currency is temporarily unavailable, you'll see "No rates found" - please reach out to our support team in-app if this happens.
Sending to someone else's account:
Source | Send to others? |
|---|---|
Cash Balance | ✅ Yes |
Card | ✅ Yes |
Trading Wallet | ✅ Yes |
DeFi Wallet | ✅ Yes |
Third-party transfers may have lower limits and additional compliance checks.
All limits are defaults. Contact support to request increases.
Updated on: 18/06/2026
Thank you!