What is Onboard and what can I do on Onboard?

What is Onboard?

Onboard is a global money app built for people who work and earn across borders.

Whether you’re a freelancer, remote worker, or founder getting paid internationally, Onboard helps you receive money in USD or stablecoins, spend globally, and withdraw locally all from one app.

What can I do on Onboard?

Get paid in USD or stablecoins

Onboard makes it easy to receive international payments without delays or hidden fees.

• Open a free USD account in your name, with no setup fees
• Receive payments directly from clients, companies, and platforms like PayPal, Upwork, Deel, and more
• Get paid in USD or stablecoins such as USDT and USDC
• All deposits reflect fully in your USD balance. If you earn $1,000, you’ll see $1,000 in your Cash (USD) balance

Spend your money anywhere

Use your money for work, travel, and everyday expenses, online or offline.

• Pay for subscriptions like Netflix, Spotify, and tools like ChatGPT, Canva, Figma, and more
• Book flights, pay for services, or shop in-store
• Works smoothly with Apple Pay and Google Pay
• Fund your card with cash or stablecoins and start spending in seconds

Send money to yourself or others

Send money easily, whether you’re paying others or moving funds across your own accounts.

• Send money to friends, family, or businesses anytime
• Withdraw locally in supported currencies like NGN, IDR, KES, and more
• Send funds to external crypto wallets in USDC, USDT, and other supported assets
• Enjoy real-time, better-than-market rates that help you keep more of what you earn

Fund your account using local currency

Add money to your Onboard account using your local currency.

• Get a dedicated NGN account in your name
• Receive Naira transfers from any Nigerian bank like a regular bank account
• Every Naira deposit is automatically converted and reflected as USD in your balance at the current exchange rate

Hold and manage your money in one place

Keep full control of your money across currencies and balances.

• Hold your earnings in USD or stablecoins
• Convert between currencies when needed
• Move money between your balances inside Onboard
• Manage spending, transfers, and withdrawals from one app with ease

Onboard gives you the freedom to work, earn, spend, and grow across borders wherever your work takes you.

Updated on: 15/01/2026