How do I set up my USD Named Account?

Your USD Account gives you a US bank account in your own name - with routing and account numbers you can share with employers, clients, or platforms to receive USD payments.

Before you start:

• Your initial identity verification must be approved
• Your country must support this feature (not available everywhere — see "Is Onboard available in my country?")

To set it up:

1. From your Cash Balance screen, tap Add → USD
2. You'll be asked to provide some additional information, which may include:

• • Your ID number
  • Proof of address
  • Source of funds / occupation
  • How you plan to use the account

3. Depending on how your initial verification was processed, you may also need to re-submit your ID and selfie through a separate verification flow
4. Once submitted, your application is reviewed

How long does approval take?

It varies. Some users are approved quickly, while others may need additional review — which can take 24–48 hours. In some countries, an extra compliance check is required before your account is activated.

Approval is not guaranteed. If your application is unsuccessful, you won't be able to retry.

Once approved:

Your USD account details (routing number, account number) will be available in the app. Share these with anyone who needs to pay you in USD. All incoming funds settle into your Cash Balance.

Updated on: 20/02/2026