> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.onboard.xyz/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What features can I access after verification?

Once your initial verification on Onboard is approved, you'll have access to:

* **Cash Balance** — Your default USD-denominated wallet for holding and managing funds
* **Stablecoin deposits** — Send USDT or USDC to fund your account
* **NGN named account** — Receive Nigerian Naira deposits with an account in your own name
* **Trading Wallet** — Hold and trade crypto
* **Send money** — Withdraw to bank accounts in supported currencies (NGN, IDR, GBP, EUR - more coming soon)

Some advanced features require additional verification steps. You'll be guided through these when you access them:
| Feature | What's needed |
| ---- |
| Flex card (with tap-to-pay support) | Card use details (and ID upgrade if you initially verified without a photo ID) |
| USD account in your name | Account use details + proof of income (if applicable) + review by our banking partner (and ID upgrade if you initially verified without a photo ID) |
| USD withdrawals | Same as USD named account |
| EUR account in your name | Proof of income if applicable (and ID upgrade if you initially verified without a photo ID) |
| GBP account in your name | Same as EUR named account |