> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.onboard.xyz/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What are the transaction fees and spending limits on my Onboard card?

**Transaction fees:**

|  | USD Payments | Non-USD Payments | Cross-Border USD (merchant outside US) |
| ---- |
| **Flex** | Free | $0.30 + 1.5% | $0.30 + 1.5% |
| **Classic** | Free | $0.50 + 2.5% | $0.50 + 2.5% |

**Decline charges:**
* Classic Card: $0.32 per declined international transaction, $0.02 per declined domestic transaction
* Flex Card: No decline charges

**Spending limits:**
* Daily: $5,000
* Monthly: $20,000

Need higher limits? Contact our support team.