How does the referral program work?

Both you and the person you refer earn $5 when the referred user spends $150 on their Flex card within 45 days of signing up. Rewards are paid out in the first week of the following month.

You can earn up to $200 total (40 successful referrals × $5 each).

Share your referral code with friends - they enter it during signup.

You'll need to have completed at least one transaction on Onboard before you can access your referral code and start sharing.

For full terms, see the Referral Program Terms & Conditions.

Updated on: 15/04/2026