Articles on: Virtual Accounts

How do I add money to my USD account?

Funding your global USD account is easy. You can add money using multiple currencies like NGN, USD, EUR, and stablecoins for free.


Here’s a quick guide to help you pick the method that works best for you.


Before you begin


  • Complete Basic KYC verification to access your USD wallet for funding via local currencies or stablecoins.


  • Complete Advanced KYC verification to access your personal USD account details required for USD bank transfers and EUR deposits.


1. Add money via USD bank transfer (ACH/Wire)


(Requires Advanced Verification)


Steps


  • On your Onboard app, go to Cash > Tap Add > Select USD.


  • You’ll see your personal USD account details (account number, routing number). Copy these details.


  • From your bank or payment platforms (Deel, Payoneer, Upwork, PayPal, clients), initiate a transfer using your USD account details.


  • Your USD account will be funded once the transaction is confirmed.



2. Add money using your local currency


(e.g., NGN, IDR, varies by region)


Steps


  • On your Onboard app, go to Cash > Tap Add > Select your local currency.


  • Copy the account details shown and make a transfer from your bank app.


  • Your USD balance will update as soon as the money arrives



3. Add money via EUR


(Requires Advanced Verification)


Steps


  • On your Onboard app, go to Cash > Tap Add > Select EUR.


  • Enter the amount you want to add in EUR


  • You’ll see the USD equivalent and the conversion rate before proceeding.


  • Follow the prompts and your USD account will be funded



4. Add money using USDT or USDC


Steps


  • On your Onboard app, go to Cash > Tap Add > Select USDT or USDC.


  • Choose the network you want to use (e.g., BNB Smart Chain, Ethereum, Polygon).


  • Copy the deposit address displayed on your screen.


  • Send the stablecoin from your external wallet to the copied address.


  • Your USD account will be funded once the transaction is confirmed



Tips


  • Always select the correct network when sending stablecoins.


  • You will always see the real-time rate before completing any funding.


  • Funding your USD account is free, but exchange rates may apply depending on the currency you’re adding.


Next steps


Updated on: 11/12/2025

Was this article helpful?

Share your feedback

Cancel

Thank you!