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# How can I use my Onboard card for offline or in-store payments?

You can use your **Flex Card** for tap-to-pay at any store that accepts Visa contactless — supermarkets, cafés, transit, and more.

**How it works:**

Add your Flex Card to Apple Pay or Google Pay, then tap your phone at checkout just like you would with any other card.

**To set it up:**
1. Open the **Apple Wallet** or **Google Wallet** app on your device
2. Follow the prompts to add a new card
3. Enter your Flex Card details — card number, expiry, and CVV are available in the app under your card's **Details**

**Good to know:**
* Only Flex Cards support in-store payments. Classic Cards are online-only.
* Your device must support Apple Pay or Google Pay
* An in-app "Add to Wallet" button is coming soon — for now, add the card directly through your device's wallet app

|| **Note:** In-store payments only work in countries where both Visa contactless is accepted **and** Apple Pay or Google Pay is supported. For example, tap-to-pay won't work in Nigeria because Apple Pay isn't available there, even though Visa is accepted.