If you’ve ever tried getting paid, or managing money across borders - as a freelancer, creative, remote worker, or digital entrepreneur - you’ve likely felt the friction:

Juggling five different apps. Cards that randomly decline. Crypto apps that make cash withdrawals seem like a pain. Cross-border apps that have poor FX rates.

We’ve felt it too. And that’s exactly why we built Onboard

What is Onboard?

Onboard is the all-in-one financial app built for modern professionals who earn globally.

We provide USD banking, international cards, crypto services, and seamless cross-border payments in a single app, eliminating the complexity and high fees of managing money across multiple financial services.

By consolidating everything global earners need into one platform, Onboard simplifies financial management for remote workers, freelancers, creators and entrepreneurs who deserve banking that works as globally as they do.

Ready to get started?

Getting set up takes minutes, not days. We'll verify your identity to keep everything secure and compliant across borders. Here's how it works, depending on what you need:

Option 1: Start with the basics

Perfect if you: Earn in or have stablecoins, need a card that works globally, or want simple crypto trading.

What you'll need:

• Personal details (name, address, phone)
• Government ID + quick selfie

What you get:

• USD account: Fund with stablecoins or local currency (NGN, KES, IDR, and more). No ACH/Wire access yet.
• Virtual USD card: Spend globally on platforms like Netflix, Canva, AliExpress, etc
• Crypto trading: Buy/sell BTC, SOL, and 60+ tokens. No crypto PhD required
• Send money: Convert your balances to local currency in your bank or wallet in minutes

Option 2: Unlock everything (recommended)

Perfect if you: Need to receive client payments via ACH/Wire, or want to connect your existing USD/EUR accounts.

What you'll need:

• Everything from Option 1, plus:
• National ID number
• Proof of address (utility bill or bank statement)
• Details about your income sources

What you get:

• Everything from Option 1, plus:
• ACH/Wire transfers: Receive client payments directly to your USD account
• External USD/EUR bank transfers: Move money from and to your Wise, Revolut, or traditional bank accounts
• Higher limits: Increased spending and transfer limits for your business needs
• Priority support: Faster response times when you need help

Option 3: DeFi Wallet only (no verification)

Perfect if you: You're crypto-native and want full control of your keys.

Skip verification entirely. Enable just the DeFi Wallet:

• Non-custodial wallet across Ethereum, Base, BNB Smart Chain
• Direct App connections: Your keys, your crypto
• Onchain swaps: Trade directly from your wallet
• Test offramps without KYC: Up to $100 without verification

Now you're in. Here's what you can do:

Your USD account: where money lives

Fund it with stablecoins or local currency. With full verification, receive client payments via ACH and Wire directly in your name.

Coming soon: Multi-currency accounts (EUR, GBP) and yield on your USD balance.

Your Onboard card: spend anywhere

Generate your virtual card in minutes. Fund it from your USD account, crypto wallet, or local bank. Pay for subscriptions, ads, shopping - 40,000+ merchants globally.

Coming soon: Apple Pay, Google Pay, and physical cards.

Send: Your cross-border engine

Move money between currencies and countries:

• Convert from your Onboard balances: Withdraw to your local bank in minutes
• "Offramp" from external crypto: Convert stablecoins to local currency without funding your Onboard account first
• (With full verification): Transfer from external USD/EUR accounts and convert through Onboard

Coming soon: Transfer between your Onboard balances and send money to family.

Crypto: Simple or advanced

Trading Wallet: Buy BTC, Solana, and more. Fund with USD, local currency, or stablecoins. No crypto expertise needed.

DeFi Wallet: Full control. Your keys, your crypto, your Web3 experience. Swap onchain, connect to dApps, manage everything yourself.

Your work has no borders. Your money shouldn't either.

You've already done the hard part, earning across borders.

Now let Onboard handle the rest.

👉 Download the app and take control today.

Updated on: 19/07/2025